Arti tying Di Waralaba

tying : Tying merupakan kebijakan yang dilakukan oleh franchisor untuk memaksa franchisee membeli produk tertentu dari franchisor sebagai syarat untuk pembelian produk lainnya. Di Amerika Serikat, Tying adalah illegal jika harga produk yang ditawarkan franchisor ternyata tidak lebih murah dari harga pasar.

Define Type II securities In Banking

Type II securities : A category of investment securities defined by the Office of the Comptroller of the Currency (OCC) (12 CFR 1). A Type II security is any one of the following:
(1) Obligations issued by a State or a political subdivision or an agency of a state for housing, university, or dormitory purposes.
(2) Obligations of international and multilateral development banks and organizations listed in 12 USC 24 (Seventh).
(3) Other obligations listed in 12 USC 24 (Seventh) as permissible for a bank to deal in, underwrite, purchase, and sell for the bank’s own account, subject to a limitation per obligor of 10 percent of the bank’s capital and surplus.
(4) Other securities that the OCC determines to be eligible as Type II securities under 12 USC 24 (Seventh).

Define Type IV securities In Banking

Type IV securities : A category of investment securities defined by the Office of the Comptroller of the Currency (OCC) (12 CFR 1). This is a category added in the 1996 amendments. A Type IV security is any one of the following:
(1) A small business-related security as defined in section 3(a)(53)(A) of the Securities Exchange Act of 1934,15 USC 78c(a)(53)(A), that is rated investment grade or is that is the credit equivalent of investment grade and that is fully secured by interests in a pool of loans to numerous obligors.
(2) A commercial mortgage-related security that is offered or sold pursuant to section 4
(5) of the Securities Act of 1933 that is rated investment grade or that is the credit equivalent of investment grade.
(3) A commercial mortgage-related security as described in section 3(a)(41) of the Securities Exchange Act of 1934, 15 USC 78c(a)(41), that is rated investment grade in one of the two highest investment grade rating categories, that represents ownership of a promissory note or certificate of interest of participation that is directly secured by a first lien on one or more parcels of real estate upon which one or more commercial structures are located, and that is fully secured by interests in a pool of loans to numerous obligors.
(4) A residential mortgage-related security that is offered and sold pursuant to section 4
(5) of the Securities Act of 1933, 15 USC 77d
(5), that is rated investment grade or is the credit equivalent of investment grade.
(5) A residential mortgage-related security as described in section 3(a)(41) of the Securities Exchange Act of 1934,15 USC 78c(a)(41), that is rated investment grade in one of the two highest investment grade rating categories and that does not other wise qualify as a Type I security. : See investment grade.

Define Type V securities In Banking

Type V securities : A category of investment securities defined by the Office of the Comptroller of the Currency (OCC) (12 CFR 1). This is a category added in the 1996 amendments. A Type V security is a security that meets the following four requirements:
(1) Rated investment grade;
(2) Marketable;
(3) Not a Type IV security;
(4) Fully secured by interests in a pool of loans to numerous obligors and in which a national bank could invest directly.

Define Type I securities In Banking

Type I securities : A category of investment securities defined by the Office of the Comptroller of the Currency (OCC) (12 CFR 1). A Type I security is any one of the following:
(1) Obligations of the U.S. government.
(2) Obligations issued, insured or guaranteed by a department or an agency of the U.S. government if the obligation, insurance, or guarantee commits the full faith and credit of the United States for the repayment of the obligation.
(3) Obligations issued by a department or agency of the United States or an agency or political subdivision of a State of the United States that represent an interest in a loan or in a pool of loans made to third parties,if the full faith and credit of the United States has been validly pledged for the full and timely payment of interest on, and principal of, the loans in the event of nonpayment by the third party obligors.
(4) General obligations of a State of the United States or of any political subdivision.
(5) Obligations authorized under 12 USC 24 (Seventh) as permissible for a national bank to deal in, underwrite, purchase, and sell for the bank’s own account, including qualified Canadian government obligations.
(6) Other securities that the OCC determines to be eligible as Type I securities under 12 USC 24 (seventh).